Terms & Conditions

General

This website (the “Site”) is owned and operated by Paylio Software LLC d/b/a “https://paylioai.com” (“COMPANY,” “we” or “us”). By using the Site, you agree to be bound by these Terms of Service and to use the Site in accordance with these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply. Accessing the Site constitutes your agreement to these terms.

We reserve the right to change these Terms of Service at any time. Continued use of the Site after changes means you accept the updated terms.

Intellectual Property Rights

Our Limited License to You

All materials on this Site are the property of Paylio Software LLC and/or its affiliates or licensors. The Site is for your personal non-commercial use only. You may not modify, copy, republish, sell, or exploit any materials unless explicitly permitted.

Your License to Us

When you submit materials (comments, posts, videos, etc.), you grant Paylio Software LLC a worldwide, royalty-free, perpetual, non-exclusive license to use and distribute those materials. You also confirm you own the rights or have permission to submit them.

All work you create for us is considered “work made for hire” under U.S. copyright law. If not, you assign all rights to Paylio Software LLC. We may choose to stop using submitted materials at any time.

Limitations on Linking and Framing

You may link to our Site, but not imply sponsorship. You may not frame or embed our content without permission.

Disclaimers

We may link to third-party websites but don’t endorse or guarantee the accuracy of their content. Opinions or information by third parties on our Site are not our responsibility.

All content and services are provided “as is.” We make no guarantees, including implied warranties of merchantability or fitness for a particular purpose. We don’t guarantee uninterrupted or error-free functionality.

You agree to indemnify Paylio Software LLC and its affiliates from any claims related to your use of the Site or violations of these terms.

Online Commerce

You may be able to purchase third-party products via our Site. Paylio Software LLC isn’t responsible for quality, delivery, or privacy policies of third-party merchants. Any disputes or claims must be handled directly with them.

You’re financially responsible for your purchases and agree not to use the Site for speculative or fraudulent purposes.

Interactive Features

The Site may include forums, blogs, or chat rooms. You are responsible for your posts and must not:

Harass others
Post illegal or harmful content
Infringe on rights
Use the platform for marketing or spamming
Attempt unauthorized access or actions

We reserve the right to moderate and remove content, and remove users who violate our policies.

Registration

Some features require registration. You agree to provide accurate information. If information appears false, we may suspend your account. Your data is governed by our Privacy Policy.

Passwords

You are responsible for maintaining your password and account security. We are not liable for unauthorized access due to your negligence.

Limitation of Liability

Paylio Software LLC and its affiliates shall not be liable for any direct or indirect damages resulting from the use of the Site or related services, even if advised of the possibility. This includes damages from third-party products or services.

We do not provide financial, tax, or legal advice. Our content is for informational purposes only.

Termination

We may terminate your access at any time without notice. The limitations of liability and intellectual property clauses survive termination.

Refund Policy

Refunds vary by product or service. Refer to the specific refund policy stated for each purchase.

SMS

We provide Appointment Reminder & Confirmation Texts. You can opt-out anytime by texting “STOP.” Text “HELP” for support or contact us at hello@paylioai.com.

Standard message/data rates may apply. Privacy info at: https://paylioai.com/privacy

Other

If you believe content on the Site infringes your copyright, contact us under the DMCA at hello@paylioai.com. Notices must meet the DMCA requirements. Visit http://www.loc.gov/copyright for details.

This Agreement is binding upon Paylio Software LLC and its successors and assigns. It is governed by the laws of the U.S., with disputes subject to binding arbitration in NV, U.S. If any provision is deemed unenforceable, the rest remains in effect.

Disclaimer

This policy may be updated at any time. Updates will be posted on this page.

Questions or concerns? Contact us at: hello@paylioai.com